Fiduciary Solutions

FOR A LASTING LEGACY

Warren Wilkinson has 29yrs experience in the ﬁnancial service industry and 21yrs experience in the Fiduciary Solutions space. His experience includes Specialising in working with Business Owners, Professionals and High Net Worth Family Estates with regards to Asset Structuring with Family Trusts, Estate Planning and Investment Management.

Qualiﬁcations:
Advanced Post Graduate Diploma in Financial Planning (UFS), specialising in Estate Planning and Asset types & Investment Instruments. Advanced Diploma in Trust and Deceased Estates Administration (UFS).

Professional Designations:
Certiﬁed Financial Planning Professional (CFP®) Professional and a Fiduciary Practitioner of South Africa (FPSA®).

Membership:
Proud Member of the Financial Planning Institute of SA and the Fiduciary Institute of SA.

FREQUENTLY ASKED QUESTIONS

What process is involved before getting advice from you as a CFP?

I consult around the international six-step financial planning process with an initial two sessions at no cost and no obligation. Essentially we need the two exploratory sessions with any prospective client, to determine whether your situation warrants financial planning and/or whether you can benefit from the work we do.

Why a Certified Financial Planner?

Like an admitted attorney or a chartered accountant, when it comes to financial planning, a Certified Financial Planner is the professional benchmark to holistic and comprehensive licensed advice. Especially if he or she is an independent CFP. An independent CFP is not on a product leesh with any solution provider and is more likely to provide advice and not sell a product. Each CFP has to complete a Post Graduate Qualification, have at least three years experience and meet CPD credits, ethical and integrity competency requirements annually to renew their licensed status.

How do I pay for your services?

All initial consultations are at no cost or obligation, essentially to see if you can benefit from the work that I do and to see whether I can help ii. After the initial analysis has been completed, a Service Level Agreement is completed, which details the relevant fee structure pertaining to the service that the client engages in. iii. My practice charges fees and can be written off against regulated commission payable by a product provider in lieu of an invoice for time and effort where applicable. But this is selected as per client preference.

FIDUCIARY SERVICES

Estate Planning in mitigating Costs and Taxes for efficient and effective wealth transfer to surviving Heirs and Legatees

90% of Wills and Trust Deeds we are requested to give an opinion on, are not valid and pose serious risks which may include but are not limited to:loss of tax benefits; loss of assets in an insolvency and/or additional Estate Duty and Capital Gains Tax payable on death. Let us assist in ensuring that your Will and/or Trust Deed is up to date.

Business Succession/Continuity Planning

Nothing is more disappointing, to see business owners/entrepreneurs sacrifice so much of their time, relationships and resources to have fantastic business plans, marketing strategies and websites, but no plan B when things go wrong and businesses are lost, credit records are ruined and they have to start all over again. Particularly painful when the seed capital was your retrenchment package and/or life pension.

Family Legacy Strategy Planning for inter-generational wealth transfer

We spend a significant amount of time with Families: discussing the nature of their wealth and their purpose and plans to assist the next generation of “flame bearers” with structures for wise counsel, accountability, governance, compliance and managing conflicts of interest.

Drafting of Legal and Valid executionable Last Will & Testaments

90% of Wills and Trust Deeds we are requested to give an opinion on, are not worth the paper written on and pose serious risks, which may include but are not limited to: loss of tax benefits; loss of assets in an insolvency and/or additional costs, Estate Duty and Capital Gains Tax – all payable on death. Let us assist in ensuring that your Will and/or Trust Deed is up to date, is executable and speaks towards your Wealth Management Strategy holistically.

Setting up and Management of Family Inter Vivos Trusts; Mortis Causa and/or Testamentary Trusts

Where a Trust is within the design of the Estate & Insolvency Protection Plan or sometimes a requirement in planning for someone with early Dementia or a Testamentary Trust for Minor Children or Disabled persons, we use the latest comprehensive Deed/Legal Document, taking into account statutory law, common law and tax legislation framework.

Professional Trusteeship and Trust Administration Services via Online Cloud-Based solution

Sadly the biggest draw-back of most Trusts is staying abreast of the Fiduciary Duties imposed on Trustees by common law, statutory law and the relevant Trust Deed. We make use of Cloud-Based Software to assist Trustees stay on top of their compliance and duties.

Administration of Deceased Estates

The Administration of Estates Act 66 of 1965 applies when someone dies with Assets & Liabilities in South Africa. We assist with the reporting and administration of the Deceased Estate with the respective Office of the Master of the High Court. We collaborate with other practitioners/attorneys who specialise in Deceased Estate Administration in jurisdictions outside South Africa.

OUR EVENTS

BOOK YOUR SEAT

at our next seminar

UPCOMING EVENTS

We are conducting Online Webinars via Zoom for the near foreseeable future. Should you be interested to join our next Webinar, kindly send an email to be added to the list: warren@cedarwealth.co.za

BOOK YOUR SEAT

at our next seminar

UPCOMING EVENTS

We are conducting Online Webinars via Zoom for the near foreseeable future. Should you be interested to join our next Webinar, kindly send an email to be added to the list: warren@cedarwealth.co.za

TESTIMONIALS

“Cedar Wealth Management has been an extremely comprehensive solution for us. We experienced professional advice and an outstanding service leaving us with complete security in our future investments. Thank you, Warren.”

Tyron Solomon

“It would be hard to find a more trustworthy individual. I trust Warren with my life, endorse him and his services 100% and couldn’t recommend him more highly.” Service Category: Business Consultant Year first hired: 2005 Top Qualities: Personable, Expert, High Integrit.”

Virgo Martin

“Warren is an amazing man with a great heart. He is an extremely committed professional who extends himself giving his utmost in every aspect . Warren is also a leader with integrity and foresight and I respect this man tremendously.”

Priscilla Mannie

“I have known Warren for a few years both on a personal level and also on the business front. He is passionate about helping people which makes him very approachable regarding your finance matters. Knowledgeable about the subject, you can be sure to get superb advice and service. A man of integrity.” Service Category: Financial Advisor Year first hired: 2010 Top Qualities: Personable, Expert, High Integrity”

Wande Madikane

“Warren is a man of the highest integrity and character. In addition to his high degree of competence, he is very personable and seeks to work together to find solutions. Warren is reliable and can be entrusted with one’s personal financial planning. I consider Warren more of a partner than a service provider, and would not hesitate to recommend his services to anyone.” Service Category: Financial Advisor Year first hired: 2002 (hired more than once) Top Qualities: Personable, Expert, High Integrity.”

Bradley Anthony

“Warren is an energetic, motivated and professional financial advisor. His outgoing nature and integrity are great assets to his clients. I recommend Warren without reservation.” Service Category: Financial Advisor Year first hired: 2000 (hired more than once) Top Qualities: Personable, Expert, High Integrity.”

Evan Person

COMMUNITY SOCIAL UPLIFTMENT

EDUVELO NPC – CYCLING 2 EDUCATE

Providing funding for education and infrastructure projects that enables disadvantaged and vulnerable children in South Africa’s Eastern Cape town of Komani to thrive and excel.

COMMUNITY MEDICS

I serve as a First Responder Volunteer with them, to serve my community around any medical emergencies.

EDUVELO NPC – CYCLING 2 EDUCATE

Providing funding for education and infrastructure projects that enables disadvantaged and vulnerable children in South Africa’s Eastern Cape town of Komani to thrive and excel.

COMMUNITY MEDICS

I serve as a First Responder Volunteer with them, to serve my community around any medical emergencies.